In line with the Federal Alliance for Safe Homes, hail causes greater than $1. 6 billion worth of damage in an average 12 months to residential roofs in the United States, making it, year in and even year out, one of the most costly natural disasters. Detecting roof top hail damage after a hail storm can be a difficult task. Professionals say, the best things to look at when you are trying to determine associated with hail damage is the downspouts, gutters, metal vents, together with roofing shingles. So after a hail storm, walk around your property and follow these 4 determination steps:
1 . Try to find Mineral Deposits
Check around the downspouts. When hail impacts public adjuster specializing in hail claims, it degrades the shingle and tends to bump off the granules. In most cases, this damage cannot be seen from the untrained eye, but if you have standard asphalt shingles in your house, you’ll want to check around the downspouts for excessive grain buildup. If evident, there is strong chance there has been roof covering damage from the storm. Just remember that this may simply be due to the involving the roofing material, so further investigation is needed.
2 . not Gutter and Downspout Dings
Inspect all your downspouts and gutters for dings. Some of the newer metal gutters are usually thin enough that hail the size of a marble may easily cause dents. Once again, if damage is obvious, then the possibility of roof damage does exist.
3. Check for leaks
To an untrained professional, hail damage is just not always apparent from the ground. Roof damage does not always result in immediate leaks, and all too often, hail damage is not identified until after leaking or other serious damage takes place. As damaged shingles degrade, your roof may begin to drip, so inspect your interior ceiling after a heavy rainwater for any apparent water damage. Water staining anywhere on the threshold is a good sign of roof damage.
4. Inspecting regarding Hail Damage to Vents and Shingles
Please only try this if you have easy access to your roof and the slopes are not that will steep. Once on top, look at the vents, the drip advantage, the fascia, and your gutters for signs of damage. Glance at the roof shingles for circular dimples or areas where often the shingle mineral is missing. Hail might produce a “dent” or a damage point in an asphalt shingle roof area, resulting in granule loss and reduced remaining roof existence.
Now it’s time to take action. If you have 10 hits in a 10ft rectangular, or if any of the above steps result in positive signs, call for a professional inspection. Get two or three roofing companies, if possible hail damage certified ones, to come around and have a peek. Most will provide estimate for free. Ask each if they consider it’s enough to warrant getting your insurance company out. You might like to call your insurance company anyway as they make the final dedication and the worst that can happen is they deny the exact claim.
When I went through this process, my roof was 20 years old. We had several big storms that year and that i started noticing water stains on my ceiling. I really considered I’d have to pay for a new roof, but after pursuing the above inspection steps, and getting professionals to verify the damage, my insurance covered the cost. Why? Because they’d somewhat pay the cost of a new roof now instead of the cost of a fresh roof plus extensive water damage later!